When you invest in the stock market, you are, in a way, gambling. You’re entrusting your money to the whims of someone else’s company. The stock market is a popular place to invest, but when you invest in it? You don’t really control what happens next. 

If you have shares in a company, sure, you might have the option to vote on things like who gets to be on the board of directors, but ultimately, what the company does is out of your hands. You’re just along for the ride.

Real estate is different. When you invest in a property, you have direct control over your investment. You decide exactly what you invest in, and what to do with it! You get to make decisions like:

• What type of property you’re investing in
• Where that property is located
• What kind of market you’re buying in
• What kind of financing you use
• And perhaps most importantly, how the property is maintained or improved!

That last one is a big one. When you invest in real estate, you have a lot of options. You have a very serious and direct influence over the value of the property. You can choose to improve the condition of the property as you see fit, and in that way directly increase the amount of profit you can make from it, either by reselling it or by renting it out.

If you buy a property, you can do things like renovations that tangibly and immediately make it worth more than it was before. If you invest in the stock market, you’re counting on a company to perform well. Maybe it will, maybe it won’t. You don’t get to decide. You don’t have control.

With real estate, you get to make your own decisions as an investor. If a property is underperforming, there are steps you can take to get it in top-notch condition and help it get you the money you want and deserve. 

You want to have control over your financial future, right? Making the right investments is key to that. Investing in real estate means you’re handing yourself the reins of your own life. You get to make the decisions, and you get to take control.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Bonds are often touted as being very low-risk investments. Some would even go so far as to call them risk-free. But is that really the case? All investments come with risks to balance out their rewards, and bonds are no different. Here are a few of the risks you take on when you invest in bonds.

Interest Rate Risks

This is one of the best-known perils of bonds. The relationship between a bond and the interest rates in the market are complicated, but basically, supply and demand are at play in influencing the interest rate on the bond.

A bond you invest in might decline in value if interest rates rise. Yikes!

Inflation Risks

A bond is worth a fixed amount of money. If you invest 10,000 dollars in a bond, when it’s paid back to you, you’ll get 10,000 dollars.
Seems straightforward and risk-free, right? Nope!

You must remember that inflation is a factor in every economy. 10,000 one year is unlikely to have the same purchasing power five years from the date the bond is issued. In that way, there’s a good chance your bond is going to decline in total value, and that means money out of your pocket.

Default Risk

If you invest in bonds for a corporation, and that company goes under? Who knows what you’ll be getting back.
If the bank repossesses the assets of the company you’ve given your money to, well, that’s simply not your money anymore. It’s gone.

Takeaways?

Bonds aren’t the riskiest investment, sure, but they do come with their own set of risks. And that low risk deal that you think you’re getting also tends to come with low value and minimal rewards. 

Bonds aren’t a terrible investment, but they’re not necessarily the best one.

Real estate, on the other hand, is a great investment choice for anyone who wants to see their wealth grow surely and steadily. No matter what happens, if you invest in real estate, you can rest easy knowing that there’s a solid piece of land behind your money.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Looking for a way to make extra money over time? If you have the means to do so, investing is always a good idea– as long as you’re making smart investments. Making risky investments in cryptocurrencies like Bitcoin can certainly be thrilling, and it’s definitely become somewhat of a fad in recent years; it seems like everyone and their mother has money in some sort of cryptocurrency at the moment. But you should think twice before putting a significant amount of your savings into cryptos, no matter how good of an idea it seems in the moment. That’s because it doesn’t have any tangible backing, among other reasons.

If you’re looking to make a more promising investment, real estate investments could be one great and much safer, more tangible option. If you’re not quite convinced yet, just put down the DogeCoin for a second and let us explain why cryptocurrency comes up short when compared to real estate. 

Cryptocurrency and its risks

Your first question might actually be what, exactly, cryptocurrency is and how the infamous process of investing in it works. Essentially, a cryptocurrency is an electronic currency that does not physically exist, but still holds worth. The value of cryptocurrency goes up and down based on how many people are purchasing it– it’s all about supply and demand. So, if you buy cryptocurrency at a low price, you may be able to sell it for more money once it becomes more valuable. The key word here is may.

One of the risks of cryptocurrency is that it’s extremely volatile. What seems like a good investment one day could be thousands of dollars wasted the next. And while most investments come with the risk of losing your money, cryptocurrency poses another unique risk due to its intangibility. Cryptocurrency isn’t backed up by any physical assets– it’s all electronic. That means it’s susceptible to glitches, errors, and hacking. 

Real estate investment and its benefits

Meanwhile, real estate is one highly tangible asset that offers a much safer investment– it definitely has a physical form to back it up! It’s a whole house! While the fact that property can’t be hacked like cryptocurrency can is a huge plus, real estate investments also offer tons of other benefits: great, steady cash flow, tax breaks and deductions, and steady appreciation in value. It also comes with competitive risk-adjustment returns: over the past 50 years, the average annual return has been about 11%. 

While real estate is a long-term investment, the overall return will be worth the wait. Overall, it offers long-term financial security and a nearly guaranteed great return. This, along with its tangibility, makes it a more secure option by a landslide when compared to cryptocurrencies.

So before you jump on the next big cryptocurrency bandwagon, really think about the risk you’re taking and ask yourself if that money could be better spent on real estate. Sometimes it’s best to play the long game. Happy investing!

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

If you’re a real estate investor or thinking about becoming one, you’ve probably heard about the benefits of using a home equity line of credit (HELOC) to finance your investments. But did you know that a HELOC can also help you make your mortgage tax deductible? It’s true! In this blog post, we’ll show you how to unlock the secret to a tax-deductible mortgage using a HELOC for real estate investing.

First, let’s talk about how a HELOC works. A HELOC is a line of credit that’s secured by the equity in your home. You can borrow against this line of credit as needed and only pay interest on the amount you borrow. This can be a great way to finance your real estate investments because the interest rates are often lower than traditional loans.

Now, let’s talk about how to make your mortgage tax deductible using a HELOC. The key is to use the borrowed funds from your HELOC to pay off your mortgage, effectively turning your mortgage into a business loan. As a result, the interest you pay on the HELOC becomes tax deductible because it’s now considered a business expense.

But it’s important to note that there are some limitations to this strategy. The IRS has certain rules and requirements that must be met in order to make your mortgage tax deductible. For example, the borrowed funds must be used for business purposes, and you must be able to prove that the HELOC funds were used to pay off your mortgage. It’s also important to consult with a tax professional to ensure that you’re following all the rules and regulations.

So, why should you consider using a HELOC to make your mortgage tax deductible? For starters, it can save you a significant amount of money on your taxes. Additionally, it can free up cash flow that you can use to reinvest in your real estate portfolio. Plus, it’s a relatively simple and straightforward strategy that can have a big impact on your bottom line.

In conclusion, using a HELOC to make your mortgage tax deductible is a powerful tool in the real estate investor’s toolbox. It can save you money, free up cash flow, and help you achieve your investment goals. If you’re interested in learning more about how a HELOC can benefit your real estate investing, we encourage you to reach out and book a call with us. We’d be happy to answer any questions you may have and help you explore your options.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Your Money: Save it or Invest to Impress? 

If you’ve got some extra money sitting in your savings account, you may be tempted to let it sit and collect interest (and dust). Although this may seem like a promising starting point, investing in real estate is where the best of investors typically hit a home run. Not only does this help to diversify one’s investment portfolio with a safer, more conservative option, but it also has a multitude of other benefits! 

The Pros

Two, Four, Six, Eight, Who Do We Appreciate?

Unlike cars, which depreciate the moment we drive away from the dealership, houses tend to trend upward for years and years to come. It was reported in October 2020 that the current national rate of year over year home appreciation was 7.3%. That is tremendous growth that just keeps on growing!

Renting/ Building Equity

Unlike other investment options, real estate puts you in the driver’s seat. Many investors make an impressive profit by renting out their property to tenants. By doing this, the tenant becomes the one footing the bill for your monthly mortgage payment, not you. Not only this, but once the home is paid off , the house is owned by you, but paid off by the renters! When you look at it this way, it’s as if you only had to reach into your wallet for the down payment!

Control

Unlike the stock market, real estate investments offer more control on your end. Your actions and choices influence the end value of your investment property. You are not leaving things up to chance when you’ve got the control panel.

Naturally, with every investment opportunity, there is room for failure and misfortune.Luckily, real estate provides one of the most stable investing opportunities, but experts do have a few warnings for potential real estate investors.

But Wait––What Should You Watch For?

While there are so many pros to investing in real estate, it is always excellent to go into this game well-prepared for the unexpected. Here are some things to keep in mind:

Responsibility

Like anything in life, things can go awry. It’s best to know your tenants well enough to know if they will be fit to keep your property clean and functional. Risks may include damages to property, potential lawsuits, and tenants who won’t pay or need to be evicted. 

Time & Money

Investing in real estate will require a downpayment to obtain the mortgage. The home may also cost money to fix up if needed. Additionally, you must remember that investing in real estate may be equally as draining of your time as it is on your wallet. 

Knowledge

Often considered a rookie mistake, some real estate investors may purchase at the wrong time. It is important to maintain an understanding of how the housing market works, and to keep an eye on market trends, so that you can buy when the time is right. If you do this, you’re bound to make a nice return on your investment!

Ultimately, investing in real estate poses risks like any other investment. Fortunately, the rewards often outweigh the risks, making it a great investment opportunity overall.  

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Why Real Estate is Better Than Stocks

Stocks are a straightforward, no-fuss investment strategy for putting money away for the future. However, the stock market has inherent risks that can put investors at a significant disadvantage compared to real estate investing. Learn why property investing is the best strategy for building long-term wealth.

Real Estate vs. Stocks: Which Is the Better Investment?

Many Americans diversify by investing in real estate and the stock market. The U.S. Census Bureau reports that 65% of residential properties are owner-occupied, and 55% of U.S. citizens contribute to an employer’s retirement plan, which is usually in stocks or a mutual fund.

Diversifying your investments is sound advice, but If you want to get the best performance out of your investment dollar, you should know where to focus your efforts to maximize your gains.

Real Estate Investment Advantages

Even though buying and selling real estate is a complex and legally intensive task, professionals handle the most challenging parts of the job. Most investors only need to focus on finding the right property at the right price, holding it for the long term, and selling it for a higher price after enjoying years of tax concessions and rental income.

There are always going to be maintenance and tenancy issues, but even here, a good property manager can all but make your property investment a passive one.

For the most part, property prices tend to keep pace with inflation, ensuring they grow in value from one decade to the next. Property investment also delivers tax advantages, with deprecation, wear and tear, and other property ownership costs reducing your tax responsibilities. In contrast, dividend income from stocks will increase the tax you need to pay, even if their current market value is less than what you paid come tax time.

Stock Investing Disadvantages

Stock investments are easy to liquidate and diversify, but these advantages come at a cost.

Stock prices follow the mood of the market. A panicked market can bring prices crashing down to wipe out your capital gains, even though you may have been holding the stock for decades.

During periods of economic unrest, stock owners are always the first to feel the pain. Should companies you have invested in go bankrupt, it can wipe out the entire value of those stocks, with no hope of recovery.

Real estate is unlikely to suffer the same fate because everybody needs a roof over their head, regardless of the state of the market.

The extra liquidity of stocks means it’s easy to sell on an emotional whim when the most sensible strategy would be to hold for a more market correction. It takes more effort to sell a house, making it almost impossible to offload it in a panic.

Real estate investing is unmatched in flexibility, tax incentives, and income production if you are researching strategies to diversify your investments away from stocks. While finding a property with potential can be challenging, partnering with the right team can ensure the security of your financial future with professional advice and guidance on every aspect of property investing.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Capital expenditures, or CapEx for short, are an important aspect of real estate investing that all investors should be familiar with. In this blog post, we’ll go over the ABCs of CapEx, what it is, why it’s important, and how to use it in your real estate investments.

First, let’s define what CapEx is. Capital expenditures refer to any expense that is incurred to improve a property’s long-term value. This can include things like replacing a roof, updating electrical or plumbing systems, or renovating a unit. These expenses are considered capital expenditures because they are expected to provide benefits to the property over a long period of time, typically over a year or more.

So why are CapEx expenses important? One reason is that they can help to increase the value of your property. By investing in capital improvements, you can make your property more attractive to potential tenants and increase your rental income. Additionally, capital expenditures can help to prevent major maintenance issues in the future, which can be much more costly to fix.

When evaluating a potential real estate investment, it’s important to factor in the cost of any necessary capital expenditures. This will help you to determine whether the property is a good investment and whether you can expect to see a return on your investment. To do this, you’ll need to calculate the property’s net operating income (NOI) and subtract the CapEx expenses from it. This will give you the property’s cash flow, which is an important metric for evaluating its potential as an investment.

Here’s a simple example: Let’s say you’re considering purchasing a rental property that generates $100,000 in annual rental income. After factoring in expenses such as property taxes, insurance, and maintenance, the property has an NOI of $70,000. However, you know that the property will require a new roof in the next few years, which will cost approximately $20,000. If you subtract that $20,000 from the NOI, you’ll have a cash flow of $50,000. This will give you a better understanding of the property’s potential as an investment and help you to make a more informed decision.

In summary, capital expenditures are an important consideration for real estate investors. By understanding what CapEx is, why it’s important, and how to calculate it, you can make more informed investment decisions and maximize your returns.

If you’re interested in learning more about real estate investing and how to maximize your returns, contact us today to schedule a call!  We’ll help you navigate the world of real estate investing and find the right opportunities to achieve your financial goals

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

If you’re new to real estate investing, you may have come across the term “cap rate” and wondered what it means. Put simply, the capitalization rate, or cap rate, is a way to measure the potential return on investment for a property.

Cap rates are calculated by dividing a property’s net operating income (NOI) by its market value. NOI is the income generated by a property, minus the expenses associated with running it, such as property taxes, maintenance costs, and insurance.

For example, let’s say you’re considering purchasing a small apartment building with an asking price of $1 million. The total annual rent collected from tenants is $100,000, and the annual expenses associated with the property, including property taxes and maintenance costs, are $20,000. The property’s NOI would be $80,000 ($100,000 – $20,000).

To calculate the cap rate for this property, you would divide the NOI ($80,000) by the property’s market value ($1 million) and multiply the result by 100 to get a percentage. In this case, the cap rate would be 8% ($80,000 ÷ $1 million x 100).

Cap rates are important for real estate investors because they provide a quick way to assess the potential profitability of a property. A higher cap rate generally indicates a higher potential return on investment, but it’s important to consider other factors, such as the location, condition, and market trends, before making an investment decision.

In summary, cap rates are a useful tool for real estate investors to quickly evaluate the potential return on investment for a property. By understanding the basic formula for calculating cap rates and considering other factors that may impact a property’s profitability, you can make informed investment decisions.

If you’re interested in learning more about real estate investing, we encourage you to reach out,  schedule a call and discover how we can help you achieve your financial goals through real estate investing.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

When the economy hits a downturn, many people tend to shy away from investing in real estate. But the truth is, a recession can actually be a great time to invest in property. In fact, some of the most successful real estate investors in history have made their fortunes during times of economic hardship. In this blog post, we’ll explore why investing in real estate during a recession can be a smart move, and how to find opportunity in crisis.

First, let’s examine why a recession can be a good time to invest in real estate. One major reason is that property prices are often lower during a recession. This is because fewer people are looking to buy, so there’s less competition for available properties. Additionally, property owners may be more willing to negotiate on price during tough economic times. For investors with cash on hand, this can be a great opportunity to snatch up properties at a discount.

Another reason to consider real estate investing during a recession is the potential for long-term gains. Real estate is a long-term investment, and while prices may fluctuate in the short term, history has shown that property values tend to appreciate over time. By investing during a recession, you may be able to acquire properties at a lower cost, and then hold onto them for several years as the market recovers and prices rise.

So how do you find opportunities to invest in real estate during a recession? One strategy is to focus on distressed properties. These are properties that may be in foreclosure, or that the owner is motivated to sell quickly for some other reason. Distressed properties can often be purchased at a steep discount, but they may require some work to get them up to code and ready to rent or sell. However, if you’re willing to put in the effort, distressed properties can be a great way to build your real estate portfolio.

Another strategy is to look for areas that are likely to rebound after the recession. For example, if a city is investing in infrastructure improvements or has a strong job market, property values in that area may be more resilient during a downturn. By doing your research and focusing on areas with strong fundamentals, you can position yourself to take advantage of the eventual recovery.

In conclusion, a recession can be a great time to invest in real estate. By taking advantage of lower prices and looking for distressed properties, you can acquire assets at a discount and position yourself for long-term gains. Of course, like any investment, there are risks involved in real estate investing, and it’s important to do your due diligence before jumping in. But for investors who are willing to do their research and take calculated risks, real estate can be a smart way to build wealth over time.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Real estate investing can be both exciting and profitable, but it’s not without its challenges. One of those challenges is navigating the hyper-supply phase of the real estate cycle. In this phase, the supply of available properties far outweighs the demand from buyers or renters, leading to lower prices and longer holding periods for investors.

But fear not! With the right knowledge and strategies, you can not only survive but thrive during this challenging time in the real estate market.

First, let’s take a closer look at what hyper-supply is and why it happens. Hyper-supply occurs when there is an oversupply of properties on the market, leading to decreased demand and lower prices. This can be caused by a variety of factors, such as an influx of new construction, a decrease in population growth, or an economic downturn.

So, how can you navigate the storm of hyper-supply in real estate? Here are some tips:

1. 1. Research the market carefully: Before investing in any property, it’s crucial to research the local market carefully. Look at current and historical trends in supply, demand, and pricing. Analyze the demographics of the area to determine if there is potential for growth and demand in the future.
   2. Focus on quality properties: During hyper-supply, it can be tempting to invest in lower-priced, lower-quality properties. However, it’s important to remember that these properties may be harder to sell or rent out in a saturated market. Instead, focus on high-quality properties that stand out from the competition and will attract buyers or renters even in a tough market.
   3. Be patient: During hyper-supply, it may take longer to find buyers or renters for your property. This means you may need to be patient and hold onto your property for longer than you anticipated. However, with the right property and strategy, you can still make a profit in a hyper-supply market.

In conclusion, hyper-supply can be a challenging time for real estate investors, but it’s not impossible to navigate. With careful research, a focus on quality properties, patience, and alternative investment strategies, you can still make a profit in this phase of the real estate cycle. So, don’t be discouraged by the storm of hyper-supply – instead, use these tips to ride the wave and come out ahead.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

The expansion phase of the real estate cycle is an exciting time for investors. This is when the market starts to pick up and demand for properties increases. If you’re considering real estate investing, now is a great time to start exploring your options.

Here’s your guide to the expansion phase of real estate and how you can ride the wave of growth to maximize your returns.

Understanding the Expansion Phase

During the expansion phase, the market is characterized by rising prices, low inventory, and high demand. This is when buyers are more active in the market and competition for properties can be intense.

As an investor, the expansion phase offers opportunities to find undervalued properties and capitalize on rising demand. This is also a time when you can benefit from appreciation in property values, which can lead to higher returns on your investment.

Tips for Investing in the Expansion Phase

Here are some tips for investors who are looking to take advantage of the expansion phase of the real estate cycle:

Do your research: Before investing in any property, it’s important to do your due diligence. This includes researching the local market, analyzing trends, and understanding the potential risks and rewards of investing in a particular area.

Look for undervalued properties: During the expansion phase, it can be difficult to find properties that are undervalued. However, with some research and a little bit of luck, you can still find deals that offer great value.

Consider financing options: Financing is a key consideration when investing in real estate. During the expansion phase, it may be more difficult to secure financing due to increased competition for properties. Consider working with an experienced real estate investor to explore your financing options.

Don’t forget about property management: As a real estate investor, it’s important to think about property management from the very beginning. During the expansion phase, demand for rental properties may increase, so it’s important to have a plan in place for managing your properties effectively.

Stay flexible: Real estate investing requires a degree of flexibility. During the expansion phase, market conditions can change quickly, so it’s important to be adaptable and willing to adjust your strategy as needed.

Maximizing Your Returns

To maximize your returns during the expansion phase, it’s important to focus on finding properties that offer strong potential for appreciation. This means looking for properties in desirable locations with strong growth potential, such as areas that are experiencing population growth, job growth, or infrastructure development.

It’s also important to be patient and not rush into any investments. The expansion phase can be exciting, but it’s important to take a long-term view and focus on building a diversified portfolio of properties that can weather any potential downturns.

Conclusion

The expansion phase of the real estate cycle offers exciting opportunities for investors to find undervalued properties and capitalize on rising demand. By doing your research, staying flexible, and focusing on maximizing your returns, you can ride the wave of growth and achieve long-term success in the real estate market.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Real estate investing can seem intimidating, but with the right knowledge and guidance, it can be a rewarding experience. One key aspect to understand is the real estate cycle, which is the pattern of ups and downs that the real estate market experiences over time.

The real estate cycle typically consists of four stages: recovery, expansion, hyper-supply, and recession. During the recovery phase, demand for real estate is low and prices are at their lowest point. This can be a good time to start looking for investment opportunities, as prices are likely to rise as demand increases.

As the market enters the expansion phase, demand for real estate starts to outstrip supply, leading to an increase in prices. This can be an exciting time to be an investor, as there are plenty of opportunities to make money. However, as the market approaches the hyper-supply phase, prices reach their peak and supply starts to outstrip demand. This is a signal that the market is starting to cool down and it may be time to be cautious.

Finally, during the recession phase, demand for real estate falls sharply and prices plummet. This can be a difficult time for investors, as they may be holding onto assets that are losing value. However, it’s important to remember that the real estate cycle is cyclical, and eventually the market will start to recover.

Understanding the real estate cycle can help you make informed investment decisions. For example, instead of buying at the peak of the market during the hyper-supply phase, you may want to consider waiting until the market cools down and prices start to fall. This can be a good time to find deals and make investments that will pay off in the long run.

If you’re new to real estate investing, it’s a good idea to work with an experienced investor who can help guide you through the process. They can provide valuable insights into the market and help you identify good investment opportunities. Additionally, they may have access to deals that aren’t available to the general public.

Of course, investing in real estate still requires research and patience. You’ll want to research different areas, understand market trends, and analyze potential deals. But with the right mindset and support, you can make informed decisions and achieve success as a real estate investor.

In conclusion, understanding the real estate cycle is an important part of being a successful investor. By staying informed and working with experienced investors, you can make smart investment decisions and achieve your financial goals. If you’re interested in learning more about real estate investing and potentially partnering with us on a deal, we’d be happy to chat!

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Are you thinking of investing in real estate but don’t know where to start? Or perhaps you’ve been burned in the past and are hesitant to try again. Either way, understanding the real estate cycle is crucial to your success. In this blog post, we will explore the recovery phase of the real estate cycle, providing insights and tips for potential investors looking to bounce back.

Firstly, what is the recovery phase? As the name suggests, it is the stage when the real estate market begins to recover from a recession or downturn. This phase is characterized by low interest rates, increased demand, and rising prices. It’s a time when savvy investors can find great deals and make substantial profits.

So, how can you take advantage of the recovery phase? Here are some tips to keep in mind:

Research the market: Before investing in any property, it’s crucial to do your research. Look at recent sales data, rental prices, and local trends to get a sense of the market’s health. This will help you make informed decisions and avoid costly mistakes.

Focus on value: In the recovery phase, it’s important to focus on value rather than just buying the cheapest property available. Look for properties that have potential for growth or renovation, or that are located in up-and-coming neighborhoods. These factors can increase the property’s value and ensure a solid return on investment.

Be patient: While the recovery phase can be exciting, it’s important to be patient and not rush into any investments. Take the time to carefully evaluate each opportunity and weigh the risks and rewards. Remember, real estate investing is a long-term game, and a smart investment now can pay off in the future.

Work with an experienced investor: Real estate investing can be complex and daunting, especially for those new to the game. Consider working with an experienced investor who can provide guidance and expertise. They can help you navigate the market, identify opportunities, and make smart decisions.

In conclusion, the recovery phase of the real estate cycle is an exciting time for potential investors. By doing your research, focusing on value, being patient, and working with an experienced investor, you can make smart investment decisions and bounce back from any past setbacks. So why wait? Start exploring the opportunities of the recovery phase today and take the first step towards achieving your financial goals.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Governments can have a profound effect on the state of the real estate market. Policies, subsidies, and infrastructure projects will significantly influence the current and future prices of properties in an area. Learn more about why your research should include an in-depth analysis of government influences.

Zoning Regulations and Building Codes

Governments have been regulating land use for centuries, with zoning regulations and building codes undergoing frequent changes. Local governments create their own building codes, with requirements varying substantially between areas.

Consider the surrounding properties and ensure your property is zoned for the area’s intended use. For example, a residential property next to a commercial zone will have less value than a residential property in a residential area.

Regardless, homes that are up to code are generally more expensive than ones that need repairs or remodeling. When considering a property that needs work, understanding the extra costs should factor into your decision.

Local Goods and Services

Government-provided goods and services such as fire protection, law enforcement, water sanitation, schools, public transport, and roads make an area more attractive and drive prices upwards.

Locating an area where the government may be planning significant upgrades could help a savvy investor score a lower-priced property that will be significantly more appealing after the planned upgrades are complete.

Government regulations and services can impact the long-term growth prospects of an area. Zoning regulations and building codes often enforce restrictions that prevent investors from doing what they need with a property, such as developing a high-density living area. Every analysis must include the costs for the investor to comply with the local regulations and building codes.

Investors must also consider the property taxes and the level of government investment in public goods and services. These government-run projects can significantly influence rental prices and the future growth potential of the property, such as market rents, vacancy rates, population, income growth prospects, and overall property values.

Government Subsidies

Subsidies related to property markets provided by the government are often contentious issues. While the government’s goal is to stimulate the economy and make new houses more affordable to more people, you cannot ignore the influence a sudden influx of new buyers will have on house prices. Significant tax deductions and subsidies put more air into a housing bubble until it has the opposite effect as house prices rise to even harder to reach heights.

Any property investment requires careful analysis, and it’s often challenging to navigate the government’s intentions or even trust they know what they are doing in the case of subsidies. However, opportunities abound in any market; you just need to know how to find them. If you would like to get into the property market, but would rather avoid costly mistakes, talk to investment professionals immersed in the property market every day. The best advice will help you buy the right property at the right price so that you can invest with confidence.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Many variables will influence your property investment decision when considering your options. Demographics is just one, but it has a critical role in adding value to your property portfolio through making good choices. Learn more about how demographics will influence your investment decision.

Demographic Factors Affecting Real Estate

Real estate demographics data are quantifiable data that analytically describe a community. A study of demographics will include age bracket, income, crime risk, school quality, employment opportunities, and population growth, all of which will impact your investment and the returns you can achieve.

Research the Real Estate Demographics Before Investing

Demographics are critical to your investment research before buying real estate because they are the next best thing to a crystal ball when predicting the future value of real estate investments in an area. For example, a location with a decreasing or increasing population is a good predictor of the future market.

Another key demographic is the crime rate. This information will give you essential insights into your prospective rental pool and the possibility of increased rental costs such as maintenance.

While we would all prefer to live in a low-crime rate area, many new investors make the mistake of overlooking this essential real estate demographic. As such, they increase their risk exposure and their ability to improve their portfolio with capital gains.

Job Growth and Real Estate Values

Research into the job market of an area is another factor to consider. If there are no employers or none are hiring, then the location is less appealing as a place to live. You may find that you can not charge the rent levels you need to create a positive income stream.

Carefully examine the employment and income data for an area, and extend your search into the surrounding areas as well. Many people are prepared to sacrifice travel time for slightly cheaper rents if the commute is reasonable.

How Amenities Can Impact Real Estate Investments

Families will search for affordable places to live by balancing rental values against easy access to good quality schools for their children. An area that is local to good schools will generally improve the value of your investment and provide a greater pool of rental possibilities.

For example, Worcester, MA, is the second largest city in New England and provides an excellent example of how educational opportunities can be a critical factor influencing the quality of an area.

Many of the suburbs around Worcester have some of the nation’s worst performing schools, with a correspondingly disappointing result in the real estate values. However, one suburb, Westwood Hills, is an exception, as the schools have a solid rating. The local real estate also achieves higher median values than the surrounding areas.

Your research into real estate demographics should seek out these anomalies as they are often less well known to other investors and, therefore, less competitive to enter.

Rental Versus Owner-Occupied Demographics

The ratio of owner-occupier versus renters real estate demographic data is another indicator that can help you achieve more value in your real estate investments.

Owner-occupiers tend to take more pride in their property’s appearance, so streets with more owner-occupied homes tend to appear well looked after and more appealing. A house on a good-looking street will generally fetch a higher price than a street full of rental stock whose landlords put little value in the property’s general appearance.

As you can see, researching a prime real estate investment can be overwhelming to investors entering the market. Fortunately, you can ensure you purchase a well-positioned property by talking to the experts who are already successful real estate investors and can help you do the same.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

So, what happens to real estate investments when interest rates rise? With the global economy in its current state of disarray, inflation is trending upward at an alarming rate. It was only a matter of time before the reserve bank stepped in to flatten the curve with an interest rate hike. Keep reading to find out why interest rates rise and how they influence the real estate market.

Why Do Interest Rates Rise?

As with most other market factors, interest rates are influenced by the supply and demand for credit. When credit demand increases, the interest rates will rise, while a decrease in demand tends to reverse interest rates.

When more money is available to borrowers, the more money there is in the economy.

Inflation will also cause higher rates. When the inflation rate increases, the Federal Reserve will raise interest rates. Credit is more expensive, which reduces the amount of money in the economy.

Of course, the economy is more complex than our straightforward explanation. The Federal Bank needs to maintain a delicate balance to create a stable economy, and interest rates are a significant part of their strategy.

How Sellers are Affected by Rising Interest Rates

Real estate values are inextricably linked to the Federal Reserve’s interest rate. Higher rates make mortgages more expensive, which reduces the pool of available buyers.

For example, a seller trying to attract buyers to a $400,000 property would suddenly find that their pool of prospects could only afford $355,000 should the interest rates rise by 1%. If interest rates kept rising suddenly, it could still bring prices down even further. There’s nothing quite like uncertain interest rate hikes to spook investors out of the market, which creates more opportunities for savvy property buyers.

Profit could still be made on a property that has been held for a while, but sometimes, the best investment strategy may be to hold for a while longer until the market improves.

Rising Interest Rates and Property Value

Rising rates will affect cash flow and housing prices. However, a growing economy that keeps pace with mortgage payment increases may not have as much of an impact on real estate values.  For example, if monthly mortgage payments were to increase by $240, but a strong economy enabled employers to deliver a 5% wage increase, the extra wages could offset the increased mortgage costs and keep property values stable. However, the economy would need to keep growing to prevent the market from plateauing.

Focusing on your financial goals and sticking to your investment strategy is critical to creating a profitable property portfolio. Housing prices invariably trend upwards despite occasional dips in the market like we are currently seeing. For this reason, buying and holding for the long term is almost always the key to successful property investment.

While property investment is a long-term strategy, buying the right property at the right price will improve your gains, but it’s not easy. Researching the market and analyzing the demographics of an area are time-consuming and challenging tasks. Fortunately, there are experts available who have made all the mistakes and are willing to teach you how to avoid them. Check out the website today to learn how you can improve your future cash flow through real estate investing.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

When you have money you want to put to good use, you may be tempted  by any number of investment options. Two popular options that often come to mind include mutual funds and real estate. But which one truly comes out on top and why? Today, we will explore that.

What Are Mutual Funds?

Mutual funds pool money together with other investors. Supplemented with a portfolio, you receive a group of stocks, bonds, or additional securities in exchange for your money. 

The value of the portfolio’s assets divided by the amount of shares is what determines the pricing of mutual funds called the NAV, or net asset value. However, know that the investor doesn’t actually own the assets themselves—only the shares.

Also note that each mutual funds investment carries their own goal, portfolio and risks. Fees can potentially arise and cause a reduction of returns which might make mutual funds not a great option for you.

What About Real Estate?

On the other hand, real estate is another way to invest your money. Real estate investing is the process of buying, owning, leasing, or selling properties (land or buildings) for profit. 

Real estate usually falls into four distinct categories:

• Residential: homes

• Commercial: businesses

• Industrial: warehouses, factories

• Land: farming, ranches

Investing in real estate can take on many different forms. Maybe you choose to invest in properties directly and rent out units. Maybe you are just looking to diversify your portfolio and would prefer to take a more indirect approach to real estate.

No matter your needs or preferences, real estate can accommodate you.

Real Estate: The Better Investment Option?

Investing can be a risky business. Obviously, you want to be ensured when putting your money out there. 

Making up 60% of the world’s wealth and assets, real estate investing has previously proven itself to be a sound way to invest your money.

There are many benefits of investing in real estate, including:

• Leverage, or the borrowing of capital to increase the potential profit, allows you to invest when you cannot buy the property yourself.
• Your investment in real estate provides ways to save on taxes, too. Your profits can be listed as capital gains with lower tax rates, and overtime, lower the tax basis with depreciation of your properties.
• Finally, you’ll have more control over your real estate investments than you would with mutual funds. Instead of waiting for a profit of a stock, you are the person in  charge of prices, improvements of the property, and other forms of revenue at all times.

Bottom line: real estate comes out on top as an investment option that is always relevant, accessible, and meaningful. While you cannot always predict what a market will look like, you can rest easy knowing that your assets are physical with evident value, unlike mutual funds, which can fluctuate wildly.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Do you know the difference between active and passive real estate investing and, more importantly, which might fit the bill for you and your current situation? Learn more about these two different real estate investment strategies and which will work best for you.

Active Versus Passive Real Estate Investing – What’s the Difference?

Many inexperienced real investors will consider real estate investing as a largely passive income stream. However, once they start researching, they soon find that it’s not as hands-off as they first thought. Still, that doesn’t mean a passive income isn’t out of reach; you just need to know which strategy will get you there.

Active real estate investing is what most people will have in mind when considering purchasing an investment property, but active investing can take a few different forms, including:

• Wholesaling
• Flipping
• Renovations and developments

Regardless of how you enter active real estate investing, you will be heavily involved in various parts of the process. Whether you are a hands-on DIY investor or plan to use a team of professionals, the amount of time and energy required to successfully enter active real estate investing can be equal to a full-time job or more. It can also require significant capital and a certain degree of risk.

Passive Real Estate Investing

Passive real estate investing is all about working with an active investor and purchasing the right investment at the best price and receiving the returns month after month, with your role primarily being a hands-off one.

The Active investor is busy doing the following:

• Researching the market.
• Marketing and finding the right deals.
• Doing due-diligence on the properties.
• Negotiating and closing the deal.
• Arranging financing
• Managing the team.
• Taking care of renovations and improvements.
• Property management
• Tenant management.
• Keep up to speed with continuing training and education.
• Investor reporting and relations.
• Coordinating final exit plans for the property.

The Passive investor’s involvement is usually limited to:

• Provide capital (money)
• Qualify for financing (if needed)
• Share in the profits (watch their payments come in).

Which Real Estate Investment Strategy is Right for You?

It really depends on how busy you want to be.

If you have the time, energy and experience to be an active investor, it can be very lucrative.

On the other hand, if you are looking for a hands-free type of investment that is secure and offers a variety of different ways to profit – then being a passive investor may be a better fit.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

For more investments, you have no choice but to pay the market price for whatever it is you’re buying. If an ounce of gold costs 1900 dollars, you pay 1900 dollars. You put in the asking price, and that’s that. It makes sense, it’s reasonable- but it’s not the smartest way to turn a profit on your investment. Wouldn’t it be neat if you could find someone else to help you pay for the investment you’re making, while still allowing you to keep 100% of the profit earned?

With real estate, that’s possible. Leverage is when you use borrowed capital in order to increase the potential return on an investment. In practice, this typically looks like borrowing money from a bank in order to purchase a property.

Banks will typically cover 75-85% of the cost of a property, and you make a down payment for the remainder. This limits the amount of money you have to invest in the first place, which is nifty, but what’s really nifty is what you’ll experience as your property appreciates value.

Properties can naturally gain value over the course of time. Say you purchase a property valued at 500,000 dollars, and the bank finances 80% of that. You’ve put 100,000 dollars into that property, with the rest covered by the bank. And let’s say that then, the property appreciates by 5%, or 25,000 dollars. It may seem at first glance that you’ve made a 5% profit on that investment, but that’s not actually the case! You get to keep 100% of the appreciated value- AKA, profit!- from that property, but the amount of money you paid remains the same.

With that in mind, you didn’t make 25,000 on a 500,000 dollar investment. You made 25,000 on a 100,000 investment. That is a 25% profit, and that’s great.

In this way, you can use leverage to turn a nice profit. By utilizing the resources that banks have to offer, you can maximize your financial gain and make the most of your money.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

You want to make investments that are going to pay off. That’s kind of the point of investing, right?

With the stock market, there are a few ways to see some payoff. It’s fairly easy to sell stocks, and if you sell them for more than you paid for them, then that’s a profit.

That’s all well and good, but it’s not really something you can count on. The stock might drop in value after you buy it. And while you have the stock, it’s not directly paying you anything. It’s just sitting there. Wouldn’t a truly fantastic investment earn its keep all on its own?

That brings us to real estate. Real estate can do just that for you. If you rent out a property, you’ll see profit in the form of what’s called “cash flow”. This is the profit you see when you rent out a property for more than its expenses cost.

The property owner charges the tenants of the building rent, which covers the mortgage and other expenses associated with the property. However, if the investors are playing smart, there’s some cash leftover from the rent payment after the expenses are paid. That investor could be you!

Real estate provides you with passive income. That’s money that you’re getting from something other than a regular job. Because of that, it’s clear that the stock market can’t always provide for you and your family the way real estate can. Real estate investments can be a great, reliable source of income. If you play your cards right, you get to see the profit without even having to regularly visit the property. The money comes to you, not the other way around.

Stocks are a popular investment, but that doesn’t mean they’re the best option. You can’t always count on your stocks to be worth what you need them to be worth, and you certainly can’t count on them to make you money passively.

Real estate is a superior investment for a lot of reasons, chief among them the consistent income it provides you with. If you want to see a consistent, regular profit, real estate just might be the investment for you.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/