857-800-1237 jacky@jackyfils.com

Hello and welcome to my website,  www.JackyFils.com  

My name is Jacky Fils and I want to say thank you for dropping by.

If you are looking for a way to get an above average return on investment (R.O.I.), backed by a solid asset (real estate), and without the typical challenges of being a landlord, you’ve definitely come to the right place!

Please take a few minutes to explore the website, watch my short explanatory videos and see what it is that we do here at JackyFils.com

I believe that real estate investing, done properly and in an educated, logical manner, is the best investment available for the average person.

However, if it were actually easy, everyone would be doing it!

Here are a few of the challenges prospective investors face:

  • How to learn all the in’s and out’s of investing in properties.
  • Finding the right market to invest in (and the right time to invest).
  • Choosing right investing strategy and the appropriate kinds of properties to buy.
  • Creating a solid, experienced and effective real estate POWER TEAM.
  • Managing the deal during acquisition, managing the property during the deal, and coming up with a profitably and timely exit strategy

Fortunately for our investors, my team and I take care of all of this.  It’s what I like to call a “Hands-Free Investment” for them.

If you aren’t already on my prospective investor contact list, you are welcome to join us and be the first to know when I have exciting and profitable investment opportunities available.  Just put in your contact information in the box at the right of the screen, and I will also give you access to a short video called “Why Real Estate is An Exceptional Way To Invest“.

And if you are ready to find out more about our investment program, I invite you to contact me directly, and I will be happy to show you exactly how it works, either in person, by phone, or on-line.

Simply click here to fill out a contact request.

Again, welcome to the site, and I look forward to talking with you personally.


Jacky Fils

DISCOVER WHY REAL ESTATE IS AN EXCEPTIONAL WAY TO INVEST (VIDEO)


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Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

What Do I Do?

I focus primarily on apartment building properties to provide good local families with quality housing while at the same time getting our investor partners an above average return on investment.

LATEST BLOG

Blog #39: Your Money: Save it or Invest to Impress?

If you’ve got some extra money sitting in your savings account, you may be tempted to let it sit and collect interest (and dust). Although this may seem like a promising starting point, investing in real estate is where the best of investors typically hit a home run. Not only does this help to diversify one’s investment portfolio with a safer, more conservative option, but it also has a multitude of other benefits!

The Pros

Two, Four, Six, Eight, Who Do We Appreciate?

Unlike cars, which depreciate the moment we drive away from the dealership, houses tend to trend upward for years and years to come. It was reported in October 2020 that the current national rate of year over year home appreciation was 7.3%. That is tremendous growth that just keeps on growing!

Renting/ Building Equity

Unlike other investment options, real estate puts you in the driver’s seat. Many investors make an impressive profit by renting out their property to tenants. By doing this, the tenant becomes the one footing the bill for your monthly mortgage payment, not you. Not only this, but once the home is paid off , the house is owned by you, but paid off by the renters! When you look at it this way, it’s as if you only had to reach into your wallet for the down payment!

Control

Unlike the stock market, real estate investments offer more control on your end. Your actions and choices influence the end value of your investment property. You are not leaving things up to chance when you’ve got the control panel.

Naturally, with every investment opportunity, there is room for failure and misfortune.Luckily, real estate provides one of the most stable investing opportunities, but experts do have a few warnings for potential real estate investors.

But Wait––What Should You Watch For?

While there are so many pros to investing in real estate, it is always excellent to go into this game well-prepared for the unexpected. Here are some things to keep in mind:

Responsibility

Like anything in life, things can go awry. It’s best to know your tenants well enough to know if they will be fit to keep your property clean and functional. Risks may include damages to property, potential lawsuits, and tenants who won’t pay or need to be evicted.

Time & Money

Investing in real estate will require a downpayment to obtain the mortgage. The home may also cost money to fix up if needed. Additionally, you must remember that investing in real estate may be equally as draining of your time as it is on your wallet.

Knowledge

Often considered a rookie mistake, some real estate investors may purchase at the wrong time. It is important to maintain an understanding of how the housing market works, and to keep an eye on market trends, so that you can buy when the time is right. If you do this, you’re bound to make a nice return on your investment!

Ultimately, investing in real estate poses risks like any other investment. Fortunately, the rewards often outweigh the risks, making it a great investment opportunity overall.

 

 

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Blog #38: REITs Versus Individual Property Investing – Which Is the Better Strategy?

 

When researching a real estate investment strategy, many investors are surprised by the myriad ways to enter the real estate investment market. Two of the most popular methods are REITS (Real Estate Investment Trust) and individual property investing. How does each of these strategies stack up against the other, and which will give you the best returns on your investment?

What Are REITs

A REIT is an investment strategy that allows investors to own a piece of real estate without investing in a property directly. The REIT can be linked to a privately or publicly held company that owns income producing property.

Rather than buying a property, the investor purchases shares in a REIT in a similar fashion to how stocks and mutual funds operate. Investing in a REIT mitigates some of the risk of property investing, but you may be missing out on the advantages of a direct property purchase.

REIT Advantages

REITs deliver an income through dividend distribution, with regulations requiring that most of the profit be distributed to investors. A REIT purchase is as straightforward as purchasing shares. If you go through a broker, it may be possible to buy fractions of shares rather than whole shares, which significantly lowers the barriers to entry.

You can purchase multiple REITs to diversify your property portfolios, such as REITs that focus on commercial property or family homes for rent. Perhaps the most appealing advantage of a REIT is that one does not need a great deal of investment expertise.

REIT Disadvantages

There are no tax advantages to investing in a REIT. Owning a physical property opens up opportunities for investors to reduce their tax liabilities, such as mortgage interest and depreciation. However, investors are taxed on their dividend income.

Purchasing shares in a REIT gives you very little control over your investment because you have no say in how the properties in a REIT are managed.

As with mutual funds, there may be expensive ‘management’ fees involved with a REIT that severely limit the profits.

Purchasing an Individual Property

Investing in an individual property includes purchasing a traditional investment like rental homes or commercial premises.

Owning a physical property will create an income stream through rent and provide investment growth through capital gains as property values rise over time. Unlike REITs, investing in individual properties can deliver significant financial advantages that will make it more worthwhile.

Most individual property investors consider the rental income the single most significant advantage. Rental income can grow as investors use strategies such as small down payments and cheap loans to leverage their investment and buy more properties that generate even more income streams.

There are tax advantages through deductions and benefits when you purchase property directly. Your taxable income is reduced by property management fees, depreciation, repairs, property taxes, and other operating expenses.

Property values appreciate over time. While they can experience downward fluctuations in the short term, the long-term median prices of properties historically increase in value. You can also increase a property’s value through renovations such as new appliances, extra parking space, or an additional room. Improvements can make a property more appealing and justify a rental increase.

How you invest your money will depend on your investment style, how much you want to be involved in the process, and how much risk you are willing to take on. REITs are easy and relatively safe but have very few options for maximising your investment. However, an individual property will increase in value over time while also delivering a regular monthly income that comes with significant tax advantages.

 

 

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/

Blog #37: What is Private Capital?

Private capital lending is an alternative strategy for real estate investors to enter the property market, but what is private capital, who can use it, and what can they use it for?

Private Capital Definition

Private capital is an umbrella term for investment loans typically unavailable through public markets such as banks.

Private capital is accessed mainly by people with a high net worth who will use the funds for various investment scenarios, including real estate, private equity, and debt markets.

Institutional investors also frequently use private capital to make investments for others, such as insurance and pension funds.

How Do You Access Private Capital?

Access to private equity is different from traditional channels like a bank loan. Private capital reduces the risk to the lender by securing the loan against an existing asset owned by the investor. Collateral can be a house, infrastructure, or a block of apartments. Lenders are concerned with the ability of an investment to create a return that will benefit them and the lender.

Because an asset provides the collateral, the lender will usually have the option to take control of it should the borrower default on the loan. For example, if an investor purchases an investment home, the lender will be able to sell the property to recoup their funds if the investor fails to meet their obligations.

Terms for private capital are more flexible than most publicly available loans, as both lenders and borrowers can add terms and conditions that are unique to their circumstances. Flexible options include the duration of the loan, fees, and payment schedules, to name just a few.

Private Capital Advantages 

Private capital lenders are a lot more flexible in their terms and conditions because they work at a more personal level than the average bank or financial institution. Loans can be specifically tailored to an investor’s unique requirements. Also, a private capital lender will arrive at a decision much faster than a bank, which can be crucial for time-sensitive deals.

For example, an investor interested in a property that is a fixer-upper may only be able to secure a loan from the bank equal to the current value of the property. However, a private capital lender will consider lending funds on top to cover the renovation because they also have an interest in the property’s income potential.

Another advantage of private capital is that much of the red tape is removed during the approval process. Lenders know that an asset backs their funds, so they are not prone to the many regulations and restrictions that can slow a bank’s approval processes to a frustrating crawl.

 

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/