When it comes to most investments—stocks, bonds, mutual funds, gold—you’re expected to pay the full cost yourself. If you want to buy $10,000 worth of stocks, you need to put in $10,000 of your own money. There’s no way around it. The same goes for other paper assets—you get what you pay for, and you pay it all upfront.

But real estate works differently. One of the biggest advantages of investing in property is leverage—the ability to use other people’s money (in this case, the bank’s) to acquire a high-value asset. When you purchase real estate, banks are usually willing to finance 75% to 85% of the property’s value. That means you only need to put down 15% to 25%, and you still get control of 100% of the investment.

Let’s say you’re buying a $400,000 property. Instead of needing $400,000 in cash, you could secure the deal with a down payment of $60,000 to $100,000, and the bank covers the rest. Meanwhile, all of the income and appreciation from that full $400,000 asset belongs to you.

Try walking into a bank and asking them to finance 85% of a few ounces of gold or a chunk of stock. It won’t happen. But real estate is different. Banks love financing it because it’s backed by something tangible—land and property—that holds real, measurable value over time. It’s also an income-producing asset if rented, making it less risky for lenders.

For investors, this creates a powerful wealth-building opportunity. With a relatively small amount of money, you can build a real estate portfolio that generates cash flow, appreciates in value, and offers significant tax advantages. Real estate offers multiple profit centers—from rental income to property appreciation, mortgage paydown, and even tax deductions like depreciation and interest expenses.

Better yet, you’re in control. You choose the property, the financing strategy, the tenants, and how to manage or improve it. Your decisions directly affect your returns, unlike passive stock investments where you rely on company performance.

The ability to leverage bank financing while keeping all the upside is a game-changer. It lowers your barrier to entry and amplifies your returns. Real estate is one of the only investment vehicles where someone else will help you pay for it—and let you keep all the profits.

That’s why real estate continues to be a top choice for savvy investors. It’s not just about what you buy—it’s how you buy it. And with banks on your side, your potential is massive.

About Jacky Fils:

Who am I? I am a Real Estate Investor & Entrepreneur who happens to be a physician. I have chosen this path after understanding very well the in’s & out’s of above-average return on investment (ROI), backed by a solid asset, Real Estate. I have been actively investing in real estate in the western Massachusetts area for a number of years. My mission is to provide quality housing for quality tenants, while at the same time providing an above-average return on investment (R.O.I) for our investor partners. It is truly a win-win-win way of investing!

Jacky offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Jacky.

For more information about Jacky and his investment program,
please call 857-800-1237 or visit https://jackyfils.com/